Buying a home in Toronto can be a daunting experience. The first step is to get a qualified real estate representative working with you. Rick will be able to advise you on market and a host of other technical details you have to deal with when you buy a home. Here are Rick's Tips for Buyers

Affordability. Affordability. Affordability.

Unless you've recently won the lottery, the affordability decision is not entirely yours to make. You may be willing to sacrifice a large percentage of your income. But what really matters is how much your lending institution calculates you can afford.... read more

Home-Finding Help

Once you’ve calculated your personal mortgage capability, your next step is to sit down with a qualified real estate agent like Rick, and discuss exactly the type of home you are looking for... read more

The Dream Takes Shape As You Select “Possibilities”

Now that you and your agent have a clearer idea of your dream home, you can get down to the reality of finding it. With access to the MLS computer listings, Rick can quickly find homes you'll likely be interested in....read more

What to Look For When Viewing a House

You can learn what to look for when inspecting a property you're considering. We're going help you do this by giving you a list of questions you should ask yourself (or discuss with Rick) when viewing a home...read more

Inspection Protection

With Rick's help, you can reasonably answer most of those questions. Chances are you will be viewing several houses and will become more familiar with this process.

But you aren't a professional home inspector....read more

Make a Decision - Make an Offer

The offer is the critical part of the process. The buyer has put considerable time into this decision. The seller is required to make an equally important decision. Both parties are probably anxious to move quickly, but much attention must be paid to details...read more

Facts About Financing

Yes, of course it happens that, once in a while, a real estate transaction goes through on a cash basis. In almost all cases though, the buyer must secure financing before the transaction can be completed.....read more

The Real Cost of Making It Legal

Sometimes lost in the overwhelming financial dealings over asking prices, offers and mortgages are the other so-called 'hidden' costs of real estate transactions. At times they may seem like a nuisance, but they can add up.....read more

Closing Ceremonies

The final stage in the complex process of a real estate transaction is the closing of the sale. Some people have the impression that it's a mere formality. But it actually involves many details...read more

Call "The Wall" For Real Estate Support.